Dental Insurance Welcome – Houston, TX

We Welcome Dental Insurance!

Our treatment coordinators are exceptional at filing dental insurance claims and helping maximize our patients’ benefits to the best of their abilities. Our dental office is proudly in-network with most major PPO plans, including Ameritas, Delta Dental, and Humana dental insurance. Below, we’ve provided some basic information to help you better understand how your policy works. If you have any additional questions, please don’t hesitate to reach out to us directly!

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Understanding How Dental Insurance Works

While every dental insurance plan is different, they all operate under a similar structure that prioritizes coverage for preventive dentistry, like your routine checkups and cleanings. There are also a few words that you’ll need to know the definitions for to better understand your plan, including:

• The premium is the monthly or annual amount that you pay for coverage.
• The maximum is a capped-off amount of money that your dental insurance company will pay for treatments throughout the calendar year.
• The deductible is the set amount of money that your dental insurance company requires you to pay out-of-pocket before your benefits will kick-in.

What Does Your Dental Insurance Plan Cover?

Every dental insurance plan’s benefits can vary, which is why it’s a good idea to call your provider directly if you’re wondering whether a certain treatment will be covered. That being said, most dental insurance companies determine coverage based on a 100-80-50 structure. This means that they cover 100 percent of preventive visits, 80 percent of basic treatments, and 50 percent of more invasive procedures.

We Offer In-Network Savings
& Welcome Out-of-Network Providers

At Roman Dental, we’re proud to be in-network with most major PPO policies, including those listed below. This means that we’ve negotiated discounted rates and fees with these insurance companies in order to save our patients from out-of-pocket costs. We’re also happy to file insurance claims for out-of-network patients as well to help maximize their benefits.

• Ameritas
• Assurant
• Careington
• Delta Dental
• Humana
• Guardian
• Principal
• United Concordia
• United Healthcare
• Don’t see your plan? We take most dental insurance! Call us to learn more.